Mortgage advice

    Find the right route for your mortgage

    Clear UK mortgage advice for first purchases, home moves, remortgages, landlords and people whose income needs a closer look.

    First-Time Buyers

    First-time buyer mortgages, explained step by step

    Buying your first home is a big step. We'll show you where you are, where you're going and what to expect on the way — from your first affordability check to getting the keys.

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    Remortgaging

    Remortgage advice before your fixed rate ends

    When your fixed or tracker deal ends, most lenders move you onto their standard variable rate, which is usually much higher. Planning ahead can save you a lot of money.

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    Moving Home

    Home mover mortgages without the stress

    Moving means juggling a sale, a purchase and a mortgage at the same time. We'll help you decide whether to port your existing deal or start fresh, and keep the chain moving.

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    Buy-to-Let

    Buy-to-let mortgages for new and experienced landlords

    Buy-to-let lending works differently to residential mortgages. Lenders focus mainly on the expected rent, and criteria vary widely, which is why a broker can make a real difference.

    Explore buy-to-let

    Self-Employed & Contractors

    Mortgages for self-employed people, contractors and company directors

    Being your own boss shouldn't make buying a home harder. Lenders look at self-employed income in very different ways, so knowing which one to approach matters.

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    Contractors

    Contractor mortgages built around how you actually earn

    A contract income does not need to make your mortgage complicated. The key is finding a lender whose assessment matches your contract history, day rate and way of working.

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    Company Directors

    Company director mortgages that look beyond salary alone

    A low salary can be tax-efficient, but it may not show the full strength of your business. Some lenders consider salary and dividends, while others can assess your share of company profit.

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    New Builds

    New-build mortgages with deadlines clearly mapped out

    New-build purchases move to the developer's timetable. We help you prepare early, choose a lender comfortable with the property and keep an eye on offer-expiry dates before completion.

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    Not sure which route fits your circumstances?