Home mover mortgages without the stress
Moving means juggling a sale, a purchase and a mortgage at the same time. We'll help you decide whether to port your existing deal or start fresh, and keep the chain moving.
Port or switch?
Porting means taking your current rate with you, which can avoid early repayment charges. If you need to borrow more, the extra is usually on a separate product. Sometimes a brand-new mortgage works out cheaper overall — We'll compare both.
Getting ready to move
- Get a Mortgage in Principle before you make an offer
- Check what you could borrow with our mortgage affordability calculator
- Budget for stamp duty, legal fees and moving costs
Common questions
Can I move home if we're in a fixed-rate deal?
Yes. Many mortgages are portable, or you may be able to pay an early repayment charge and take a new deal. We'll show you the numbers.
Advice is free. A fee is payable only when a full mortgage application is submitted, and reapplications are free. Your home may be repossessed if you do not keep up repayments on your mortgage.
Helpful guides
How Much Can I Borrow for a Mortgage in the UK? (2026 Guide)
How UK lenders work out how much you can borrow, typical income multiples, and simple ways to boost your borrowing power.
Read guideStamp Duty Explained: Rates & Thresholds for 2026
Current stamp duty (SDLT) rates for England and Northern Ireland, first-time buyer relief, second homes, and worked examples.
Read guideWhat Is a Mortgage in Principle and Do I Need One?
What a Mortgage (or Agreement) in Principle is, whether it affects your credit score, how long it lasts and how to get one.
Read guide